How the cloud saves smaller firms money OK. You pay someone to store all of your data in the cloud, as opposed to keeping it on your own server and backing it up. And you pay on an ongoing basis. How is that possibly going to be cheaper than just making a one-time investment and keeping it your self? Let’s count the ways: (1)  You lose the hardware expense –a capital expenditure cost.(2)  If that hardware fails, you are out in the cold. (3)  Someone has to maintain that hardware. In house IT labor is expensive. (4)  If you need more capacity, you have to ramp up at a...